The standard answer is Yes... with some limitations. Your Utah Auto Insurance Policy allows for the permissive use of your vehicle (you gave them permission to drive it). That means if you let someone borrow your car to run an errand, or use it temporarily, then your auto policy will cover them while they [...]
This is one of our most often-asked questions. In fact, we wrote a whole blog post all about it. Rental car coverage can be a bit tricky, but the simple answer is the coverage you have on your own car will transfer to the rental car. With some exceptions. So, if you have comprehensive [...]
At an agency where our focus and specialty is homeowners insurance one of the most common questions we receive is " How much homeowners insurance coverage do I need?" This is an easy question to answer once you understand what your home insurance is supposed to cover. How much homeowners insurance coverage do I [...]
Most mortgage companies will require the borrower to escrow their home insurance. Lenders require this because they'll know when the home insurance policy has been paid (or not paid) and will know that their investment into your home in insured. Because they require the home insurance to be escrowed, this can often cause some [...]
As you are purchasing your home you will hear all kinds of terms from your realtor and loan officer referring to insurance: Title Insurance, Homeowners Insurance, Mortgage Insurance... and possibly more. So what are all these First Time Home Buyer Different Insurances ? What do they all mean? What are the differences? Wonder no [...]
At 63, Mike experienced a cerebral hemorrhage that left him paralyzed and unable to work. Listen to Mike explain how living benefits as part of his life insurance policy helped ease the burden felt by him and his family during the this time. Get a Life Quote Now
Chantel Shepherd has been helping people buy homes for over 17 years. She is a loan officer with Town & Country Home Mortgage. She is great at what she does and has the experience that has taught her what is important for first time home buyers and what are Important terms to KNOW for these [...]
Neil Cator is a mortgage loan officer with Academy Mortgage. He is an expert in the fields of purchasing and refinancing primary homes, second homes, and investment properties. Neil has worked as a loan officer for over 20 years, so he has been around the block a time or two and knows what it [...]
What is earthquake insurance? Earthquake insurance is a type of insurance policy that helps protect homeowners and business owners from financial losses caused by earthquakes. It typically covers damage to the structure of the home or business, as well as personal property damage and loss of use. Many standard homeowners and condo insurance policies [...]
Insurance rates for Condos and townhouses are generally much lower than homeowners insurance prices for single-family dwellings. This is because the condo association master policy will cover damage to all items in the building, including the roof, walls, and common areas. Condo and townhouse homeowners' policies typically cover more than just the [...]
