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Can you get Earthquake Insurance for a Condo?

What is earthquake insurance? Earthquake insurance is a type of insurance policy that helps protect homeowners and business owners from financial losses caused by earthquakes. It typically covers damage to the structure of the home or business, as well as personal property damage and loss of use. Many standard homeowners and condo insurance policies [...]

2022-08-15T17:42:02-06:00By |Condo Insurance, Earthquake Insurance|Comments Off on Can you get Earthquake Insurance for a Condo?

Utah Home Insurance Discounts

Looking for ways to lower your Utah homeowners insurance? Make sure you are getting all available Utah home insurance discounts. Utah Home Insurance Discounts Possibly Available: Dead Bolt Locks- That's right you can have a few dollars cut off your policy just for having dead bolt locks on your doors Smoke Detectors- If your [...]

2022-08-15T10:43:06-06:00By |Home Buyers, Home Insurance|Comments Off on Utah Home Insurance Discounts

How much should you insure your condo for?

The amount of insurance you should purchase for your condo will depend on what coverages and limits are provided by your HOA master insurance policy.  You can request a copy of your HOA master insurance policy from your homeowners’ association. You should purchase enough dwelling coverage to meet or exceed the deductible [...]

2022-08-15T10:41:50-06:00By |Condo Insurance|Comments Off on How much should you insure your condo for?

Why is homeowners insurance important?

If you are getting, or already have, a mortgage on your home, your lender requires that you have homeowners insurance. So, no home insurance = no home loan. This is only part of the answer to why is homeowners insurance important; it is not the most important reason. Then why is homeowners insurance important? [...]

2022-08-15T10:24:23-06:00By |Home Buyers, Home Insurance|Comments Off on Why is homeowners insurance important?

Should I file an auto claim?

A common question we get at the office is "Should I file a claim?" This is an excellent question. Sometimes it is hard to an answer. There are pros and cons to using your insurance to repair your vehicle. The good thing about filing a claim is that the insurance you have been paying [...]

2022-08-15T09:11:49-06:00By |Auto Insurance|Comments Off on Should I file an auto claim?

First Time Home Buyers: Importance of Using a Loan Officer

Jeannene Arnell and Craig Oborn, of the Arnell & Oborn Team, are experienced loan officers with Academy Mortgage in Draper, Utah. I have worked with Jeannene for a few years and share many mutual clients.  She is really good at what she does and is an excellent resource for anybody looking to buy a [...]

2022-08-15T09:20:48-06:00By |Home Buyers|Comments Off on First Time Home Buyers: Importance of Using a Loan Officer

How much is hazard insurance on a condo in Utah?

The cost of hazard insurance or homeowners insurance for a condo in Utah will vary depending on the coverages selected and the amount of insurance purchased. The endorsements you select to enhance your condo home insurance will also play a role in determining the price you will pay. On average, we see [...]

2022-08-15T09:02:14-06:00By |Condo Insurance|Comments Off on How much is hazard insurance on a condo in Utah?

How do I know if I’m getting a good deal?

Your unique insurance needs change every year. So do auto insurance carrier rates and pricing. The best way to ensure you're getting the best value for your insurance dollar is to work with an Independent Insurance Agency (like ours). As an Independent Agency, we have multiple carriers we can shop with to find the [...]

2022-08-15T09:10:20-06:00By |Auto Insurance|Comments Off on How do I know if I’m getting a good deal?

How much dwelling insurance do I need for a condo?

You should purchase enough dwelling coverage to meet your HOA master policy deductible, and maybe more depending on your homeowner’s association. Many condo insurance policies will provide coverage to meet your HOA master policy deductible in the dwelling coverage of your HO-6 Condo Insurance policy if there is a claim that includes [...]

2022-08-15T08:25:41-06:00By |Condo Insurance|Comments Off on How much dwelling insurance do I need for a condo?

Is insurance cheaper on a condo?

Insurance rates for Condos and townhouses are generally much lower than homeowners insurance prices for single-family dwellings. This is because the condo association master policy will cover damage to all items in the building, including the roof, walls, and common areas. Condo and townhouse homeowners' policies typically cover more than just the [...]

2022-08-15T07:59:27-06:00By |Condo Insurance|Comments Off on Is insurance cheaper on a condo?
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