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Why do my auto insurance rates go up every year?

There is no quick answer to this question that applies to everyone across the board. Each individual or family may have different circumstances that affect their insurance rates. Here are 5 of the most common reasons we see your insurance rate increase. 1. Tickets & Accidents - Your driving record has the single biggest [...]

2023-07-02T18:48:20-06:00By |Auto Insurance|Comments Off on Why do my auto insurance rates go up every year?

How do I know if I’m getting a good deal?

Your unique insurance needs change every year. So do auto insurance carrier rates and pricing. The best way to ensure you're getting the best value for your insurance dollar is to work with an Independent Insurance Agency (like ours). As an Independent Agency, we have multiple carriers we can shop with to find the [...]

2023-07-02T18:41:57-06:00By |Auto Insurance|Comments Off on How do I know if I’m getting a good deal?

I paid more than that for my home!!

I recently helped a wonderful couple buy their first home. Of course, it was the first time they'd needed homeowner's insurance as well. The entire experience was new to them, so naturally, they had lots of questions. I love questions. It means the person I'm talking with actually cares about what they're doing. They [...]

2023-07-02T17:42:31-06:00By |Home Insurance|Comments Off on I paid more than that for my home!!

Who has the cheapest condo insurance?

You will find the cheapest condo insurance by working with an independent insurance advisor. All insurance companies offer different rates for different risks. Factors such as location, structure type, coverage selection, and personal and household information can affect the cost of your insurance coverage. An independent insurance advisor can shop with multiple [...]

2023-07-02T17:44:24-06:00By |Condo Insurance|Comments Off on Who has the cheapest condo insurance?

How much should you insure your condo for?

The amount of insurance you should purchase for your condo will depend on what coverages and limits are provided by your HOA master insurance policy.  You can request a copy of your HOA master insurance policy from your homeowners’ association. You should purchase enough dwelling coverage to meet or exceed the deductible [...]

2023-07-02T17:03:23-06:00By |Condo Insurance|Comments Off on How much should you insure your condo for?

When should I file a claim on my home policy?

Having to file a claim is never a fun event. This usually means something tragic, or at least, "not a good thing" has happened in your life. This is exactly why you have insurance. When determining whether or not you should file a claim, you should consider the following: What is the cause of [...]

2023-07-02T16:39:16-06:00By |Home Insurance|Comments Off on When should I file a claim on my home policy?
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