About Matthias Allred

Matthias is a family man, husband, and father of 3, an outdoor enthusiast, a fan of shorts and flip flops, and a trusted insurance advisor.

Can you get Earthquake Insurance for a Condo?

What is earthquake insurance? Earthquake insurance is a type of insurance policy that helps protect homeowners and business owners from financial losses caused by earthquakes. It typically covers damage to the structure of the home or business, as well as personal property damage and loss of use. Many standard homeowners and condo insurance policies [...]

2022-08-15T17:42:02-06:00By |Condo Insurance, Earthquake Insurance|Comments Off on Can you get Earthquake Insurance for a Condo?

How much should you insure your condo for?

The amount of insurance you should purchase for your condo will depend on what coverages and limits are provided by your HOA master insurance policy.  You can request a copy of your HOA master insurance policy from your homeowners’ association. You should purchase enough dwelling coverage to meet or exceed the deductible [...]

2022-08-15T10:41:50-06:00By |Condo Insurance|Comments Off on How much should you insure your condo for?

How much is hazard insurance on a condo in Utah?

The cost of hazard insurance or homeowners insurance for a condo in Utah will vary depending on the coverages selected and the amount of insurance purchased. The endorsements you select to enhance your condo home insurance will also play a role in determining the price you will pay. On average, we see [...]

2022-08-15T09:02:14-06:00By |Condo Insurance|Comments Off on How much is hazard insurance on a condo in Utah?

How do I know if I’m getting a good deal?

Your unique insurance needs change every year. So do auto insurance carrier rates and pricing. The best way to ensure you're getting the best value for your insurance dollar is to work with an Independent Insurance Agency (like ours). As an Independent Agency, we have multiple carriers we can shop with to find the [...]

2022-08-15T09:10:20-06:00By |Auto Insurance|Comments Off on How do I know if I’m getting a good deal?

How much dwelling insurance do I need for a condo?

You should purchase enough dwelling coverage to meet your HOA master policy deductible, and maybe more depending on your homeowner’s association. Many condo insurance policies will provide coverage to meet your HOA master policy deductible in the dwelling coverage of your HO-6 Condo Insurance policy if there is a claim that includes [...]

2022-08-15T08:25:41-06:00By |Condo Insurance|Comments Off on How much dwelling insurance do I need for a condo?

Is insurance cheaper on a condo?

Insurance rates for Condos and townhouses are generally much lower than homeowners insurance prices for single-family dwellings. This is because the condo association master policy will cover damage to all items in the building, including the roof, walls, and common areas. Condo and townhouse homeowners' policies typically cover more than just the [...]

2022-08-15T07:59:27-06:00By |Condo Insurance|Comments Off on Is insurance cheaper on a condo?

Who has the cheapest condo insurance?

You will find the cheapest condo insurance by working with an independent insurance advisor. All insurance companies offer different rates for different risks. Factors such as location, structure type, coverage selection, and personal and household information can affect the cost of your insurance coverage. An independent insurance advisor can shop with multiple [...]

2022-08-15T08:03:19-06:00By |Condo Insurance|Comments Off on Who has the cheapest condo insurance?

Can I get a separate auto policy for my 16 yr old son?

I talked to a potential client earlier this morning and she about fell off her chair when her current insurance agent told her what her new premium would be after she added her 16 year old son. It terrified her! How could insurance cost that much? So she called me asking for a quote. [...]

2022-08-15T07:27:42-06:00By |Auto Insurance|Comments Off on Can I get a separate auto policy for my 16 yr old son?

Why do my auto insurance rates go up every year?

There is no quick answer to this question that applies to everyone across the board. Each individual or family may have different circumstances that affect their insurance rates. Here are 5 of the most common reasons we see your insurance rate increase. 1. Tickets & Accidents - Your driving record has the single biggest [...]

2022-08-15T07:03:03-06:00By |Auto Insurance|Comments Off on Why do my auto insurance rates go up every year?
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