About Matthias Allred

Matthias is a family man, husband, and father of 3, an outdoor enthusiast, a fan of shorts and flip flops, and a trusted insurance advisor.

HHS Announces Reduced Costs and Expanded Access for Marketplace Coverage Under the American Rescue Plan

U.S. Department of Health and Human Services (HHS) Secretary Xavier Becerra announced that additional savings and lower health care costs are available for consumers on HealthCare.gov. The American Rescue Plan (ARP) has increased tax credits available to consumers, helping to reduce premiums and giving consumers access to affordable health care coverage. The Department also [...]

2021-04-06T12:16:55-06:00By |Health Insurance|Comments Off on HHS Announces Reduced Costs and Expanded Access for Marketplace Coverage Under the American Rescue Plan

Is Condo Insurance Required?

If you have a mortgage on your condo, you will typically be required to purchase an HO-6 condo insurance policy. If you do not have a mortgage, you are not required to have an HO6 condo policy; however, we highly recommend it.  Even if your condo association has no coverage requirements, we [...]

2021-03-23T15:59:27-06:00By |Condo Insurance|Comments Off on Is Condo Insurance Required?

What does an HO-6 Condo Policy Cover?

An HO-6 Condo insurance policy is a homeowners insurance policy for condo and townhome owners. An HO-6 policy will provide similar coverage as a traditional homeowners insurance policy. You will have coverage for standard perils such as fire windstorm explosion theft vandalism smoke damage and riot or civil commotion Each condo policy [...]

2021-03-03T11:45:56-07:00By |Condo Insurance|Comments Off on What does an HO-6 Condo Policy Cover?

What is an HO-6 Condo Insurance Policy?

An HO-6 Condo Insurance Policy is a type of homeowners insurance designed specifically for condos and townhomes where there is a Master HOA policy in place. HO-6 refers to the insurance form the policy uses to provide coverage. It is a homeowners 6 form, which is specifically designed to provide coverage on [...]

2021-03-05T17:00:46-07:00By |Condo Insurance|Comments Off on What is an HO-6 Condo Insurance Policy?

2021 Special Enrollment Period Extended in response to the COVID-19 Emergency

The Department of Health & Human Services (HHS) has announced a Special Enrollment Period (SEP) for individuals and families to shop for Marketplace coverage in response to the COVID-19 Public Health Emergency. This SEP will allow individuals and families in states with Marketplaces served by the HealthCare.gov platform to enroll in 2021 health insurance coverage. Beginning [...]

2021-02-24T16:13:33-07:00By |Health Insurance|Comments Off on 2021 Special Enrollment Period Extended in response to the COVID-19 Emergency

Road Trip Dangers: Responding to 4 Unexpected Incidents

This summer, you might be headed out on a road trip to a state park, a faraway location, or maybe just for a quick visit to a local attraction. But, if you lose your brakes, blow a tire, or experience another unusual (but not unheard of) problem, you could be headed for trouble. Being [...]

2021-01-27T12:29:16-07:00By |Auto Insurance|Comments Off on Road Trip Dangers: Responding to 4 Unexpected Incidents

Examining the Pros and Cons of Owning a Rental Property

Is investing in a rental property right for you? Under the right circumstances, it’s an investment that can be satisfying in many ways, but sometimes, it can turn into a nightmare. Here are some things to think about if you’re considering jumping in. Bringing Passive Income Pros. Owning a rental property can be a [...]

2021-01-11T09:38:10-07:00By |Landlord Insurance|Comments Off on Examining the Pros and Cons of Owning a Rental Property

United Insurance Group’s Earthquake Program Receives Financial Rating Upgrade

United Insurance Group's Earthquake Program received a bump in ratings earlier this year.  Their Earthquake program carrier Golden Bear Insurance Company received a Financial Rating Upgrade by AM Best, the world's first credit rating agency. We are pleased to announce that the AM Best Company has upgraded the financial rating of our Earthquake program [...]

2020-12-29T17:04:19-07:00By |Earthquake Insurance|Comments Off on United Insurance Group’s Earthquake Program Receives Financial Rating Upgrade