Auto Insurance2021-07-02T16:10:54-06:00

Auto Insurance Coverage

Many people don’t understand the importance of having good auto insurance coverage. Proper Auto Insurance helps you pay for any damages you cause to other people and their vehicles. There can also be coverage for your own vehicle if it is damaged. With the rising costs of health care, you can easily see how low liability limits like 25,000, 65,000, or even 100,000 per person limits might not be enough.

Everyone deserves the benefits of having good vehicle insurance. Plus, being uninsured can get you in legal trouble. Driving without coverage can result in hefty fines in most states and the loss of your driver’s license.

Buying the wrong Auto insurance coverage can be expensive. Get the Inside Advantage with Inside Insurance. We’re here to help. As a broker contracted with multiple insurance carriers, we do all of the difficult searching for you. We’ll let you know what insurance carrier will provide you the best value for your unique situation.

Just let us know a little bit about you and your goals and we’ll help you get started. Request a coverage review online with us today so you can find the auto insurance coverage policy that works for you and your lifestyle.

Ready to start your quotes?

Get the Inside Advantage for your Auto Insurance

Questions about Auto Insurance

How do I add a car to my auto policy?2023-01-11T16:57:50-07:00

There are 3 ways you can add a new car to your auto insurance policy.

  1. Complete the Policy Change Request form on our website at Choose “Make a Change” and select “Add a Vehicle” or “Replace a Vehicle” and provide the details requested.
  2. Call our office during regular business hours, we’re happy to help. 801-505-4300
  3. Call your insurance carrier directly to add the vehicle. Their contact information can be found at

At Inside Insurance, we want to make sure you’re being well taken care of and that you have the ability to request changes to your policy in a convenient manner.

Are other people covered if they borrow my car?2023-01-11T16:57:58-07:00

The standard answer is Yes… with some limitations. Your Utah Auto Insurance Policy allows for the permissive use of your vehicle (you gave them permission to drive it)

That means if you let someone borrow your car to run an errand, or use it temporarily, then your auto policy will cover them while they drive it.

The key here is the intent.  If you give permission for them to use it on a one-off or temporary situation, there is coverage. If you are providing your vehicle to someone for regular or prolonged use, then you need to have that person added to your auto insurance policy.

Remember, coverage is limited to the actual coverage you have on your vehicle.

How do I know if I’m getting a good deal?2023-01-11T16:58:38-07:00

Your unique insurance needs change every year. So do carrier rates and pricing.

The best way to ensure you’re getting the best value for your insurance dollar is to work with an Independent Insurance Agency (like ours). As an Independent Agency, we have multiple carriers we can shop with to find the right fit for you.

Keep in mind, that although the price is important, having the proper coverage to protect what you’ve worked hard to earn has the highest priority.

Our process to provide you the best value includes

  1. Understanding your insurance needs.
  2. Recommending coverage options to protect you
  3. Shop with multiple carriers to find you the best value
  4. Re-visit your insurance needs every year

Remember, getting a good deal on insurance includes more than price. I’ve never talked to anyone after being involved in an accident and had them upset with me for recommending proper coverage. Protecting you properly as the best value is our primary focus.

Why do my insurance rates go up every year?2023-01-11T16:58:39-07:00

There is no quick answer to this question that applies to everyone across the board. Each individual or family may have different circumstances that affect their insurance rates.

Here are 5 of the most common reasons we see your insurance rate increase.