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Commonly Asked Questions

Liability coverage on your auto policy protects other people and their property if you are found at fault for causing an accident or damage.

This coverage is required by the State for all vehicles driving on the road.

There are 2 parts to Liability section of your auto policy.  The first covers Bodily Injury (damage to people) and the second covers Property Damage (damage to things). Your Bodily Injury will have a limit on the amount of coverage for each person involved in the accident as well as a total limit per accident. Property Damage will have a limit per accident.

We always recommend selecting a coverage limit that will properly protect you in the event of an accident.