Yes, water damage from a leaky pipe can be covered by your HO-6 Condo Insurance Policy. The damage needs to be sudden and accidental, like a burst pipe. Damage caused by slow water leaks over time will typically not be covered. Flooding from an outside source will typically not be covered. Condo [...]
An HO-6 Condo Insurance Policy is a type of homeowners insurance designed specifically for condos and townhomes where there is a Master HOA policy in place. HO-6 refers to the insurance form the policy uses to provide coverage. It is a homeowners 6 form, which is specifically designed to provide coverage for [...]
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Shopping around to find the best insurance is a smart move as a first time home buyer. Now that you have a bunch of insurance quotes to compare, what do all of the words and numbers mean? I put this together to help in Understanding your Utah Homeowners Insurance Quote, The number you [...]
Looking for ways to lower your Utah homeowners insurance? Make sure you are getting all available Utah home insurance discounts. Utah Home Insurance Discounts Possibly Available: Dead Bolt Locks- That's right you can have a few dollars cut off your policy just for having dead bolt locks on your doors Smoke Detectors- If your [...]
If you have a mortgage on your condo, you will typically be required to purchase an HO-6 condo insurance policy. If you do not have a mortgage, you may not be required to have an HO6 condo policy; however, we highly recommend it. Even if your condo association has no coverage requirements, [...]
Getting your driver's license is a fun an exciting time for many people. When your child gets their learner's permit, along with teaching them to drive, we encourage you to teach them about insurance. Insurance for a new driver can often be expensive. Most people are surprised by the increase, and most kids have [...]
Last night I was thinking of some good advice I could share with clients on insurance to make sure we are taking care of 100% of their insurance needs. A common saying on the internet came to mind. "Pics or it didn't happen." I think most of us have seen this said online, but [...]
HOA Insurance typically refers to the Master HOA insurance policy. Your HOA is responsible for carrying out a master insurance policy to insure the common areas of your condominium development. The HOA master policy provides protection for damages or injuries that occur in the “shared spaces” (i.e., hallways, meeting rooms, pool decks, [...]
Kris Duffield is a mortgage expert who has helped many first-home buyers with the question: How to Prepare for Your First Mortgage, in fact, this is her specialty. I have worked with many of her clients on the insurance side of things and they are generally well-informed and happy with their loan process. She [...]
