About Todd Palmer

Loving husband and father, sports fanatic, and homeowner's insurance expert.

First Time Home Buyer Credit Scores

Neil Cator is a mortgage loan officer with Academy Mortgage. He is an expert in the fields of purchasing and refinancing primary homes, second homes, and investment properties. Neil has worked as a loan officer for over 20 years, so he has been around the block a time or two and knows what it [...]

2023-03-06T04:06:57-07:00By |Home Buyers|Comments Off on First Time Home Buyer Credit Scores

Why is homeowners insurance important?

If you are getting, or already have, a mortgage on your home, your lender requires that you have homeowners insurance. So, no home insurance = no home loan. This is only part of the answer to why is homeowners insurance important; it is not the most important reason. Then why is homeowners insurance important? [...]

2023-03-06T04:22:52-07:00By |Home Buyers, Home Insurance|Comments Off on Why is homeowners insurance important?

First Time Home Buyer Different Insurances

As you are purchasing your home you will hear all kinds of terms from your realtor and loan officer referring to insurance: Title Insurance, Homeowners Insurance, Mortgage Insurance... and possibly more. So what are all these First Time Home Buyer Different Insurances ? What do they all mean? What are the differences? Wonder no [...]

2023-03-06T02:43:22-07:00By |Home Buyers|Comments Off on First Time Home Buyer Different Insurances