About Todd Palmer

Loving husband and father, sports fanatic, and homeowner's insurance expert.

Why is homeowners insurance important?

If you are getting, or already have, a mortgage on your home, your lender requires that you have homeowners insurance. So, no home insurance = no home loan. This is only part of the answer to why is homeowners insurance important; it is not the most important reason. Then why is homeowners insurance important? [...]

2023-07-02T16:30:49-06:00By |Home Buyers, Home Insurance|Comments Off on Why is homeowners insurance important?

First Time Home Buyers: Finding Cheap Homeowners Insurance

Most first-time buyers are trying to find any way they can to shave some dollars off their closing costs and their monthly payments. Finding Cheap Homeowners Insurance can be a good way to do that. At the South Jordan branch of Inside Insurance, we have helped hundreds of homeowners cut down on costs by [...]

2023-07-02T15:38:43-06:00By |Home Buyers|Comments Off on First Time Home Buyers: Finding Cheap Homeowners Insurance

What does my Utah homeowners insurance policy cover me against?

Making sure you are insured properly involves more than just making sure you have the right dollar amounts on your policy ( https://insideinsuranceagency.com/much-homeowners-insurance-coverage-need/ ). You will also want to make sure  you are covered against everything you want to be. Your  policy will come with a list of things that are not covered. Here [...]

2023-07-02T15:38:43-06:00By |Home Buyers, Home Insurance|Comments Off on What does my Utah homeowners insurance policy cover me against?

Should I get Umbrella Insurance?

Maybe you have been told that you should get Umbrella Insurance? Maybe you heard about Umbrella Insurance and wondered exactly what it is? Maybe you have asked yourself "should I get Umbrella Insurance?" Hopefully I can help you make that decision. First, What is Umbrella Insurance? Umbrella Insurance is sometimes called Excess Liability coverage. [...]

2023-07-02T15:15:14-06:00By |Umbrella Insurance|Comments Off on Should I get Umbrella Insurance?

First Time Home Buyers: Importance of Using a Loan Officer

Jeannene Arnell and Craig Oborn, of the Arnell & Oborn Team, are experienced loan officers with Academy Mortgage in Draper, Utah. I have worked with Jeannene for a few years and share many mutual clients.  She is really good at what she does and is an excellent resource for anybody looking to buy a [...]

2023-07-02T14:49:40-06:00By |Home Buyers|Comments Off on First Time Home Buyers: Importance of Using a Loan Officer

Car Insurance Claim Process

There isn't anything worse than being in a car accident. It can be scary, painful, and stressful. At Inside Insurance, we may not be able to change the scary and painful part but we try our hardest to reduce your stress during this dramatic experience. Our main focus (and really the whole purpose behind [...]

2023-07-02T14:38:27-06:00By |Auto Insurance|Comments Off on Car Insurance Claim Process

First Time Home Buyers: Escrow Account and Homeowners Insurance

Professional tips on understanding your escrow account and homeowners insurance. You are required to have homeowner's insurance when you have a mortgage, but most likely you will not be paying your insurance agent for this policy. Well, at least not directly. So how does that coverage get paid for? If you find yourself asking [...]

2023-07-02T13:10:28-06:00By |Home Buyers, Home Insurance|