About Todd Palmer

Loving husband and father, sports fanatic, and homeowner's insurance expert.

Utah Home Insurance Discounts

Looking for ways to lower your Utah homeowners insurance? Make sure you are getting all available Utah home insurance discounts. Utah Home Insurance Discounts Possibly Available: Dead Bolt Locks- That's right you can have a few dollars cut off your policy just for having dead bolt locks on your doors Smoke Detectors- If your [...]

2022-08-15T10:43:06-06:00By |Home Buyers, Home Insurance|Comments Off on Utah Home Insurance Discounts

Why is homeowners insurance important?

If you are getting, or already have, a mortgage on your home, your lender requires that you have homeowners insurance. So, no home insurance = no home loan. This is only part of the answer to why is homeowners insurance important; it is not the most important reason. Then why is homeowners insurance important? [...]

2022-08-15T10:24:23-06:00By |Home Buyers, Home Insurance|Comments Off on Why is homeowners insurance important?

Should I file an auto claim?

A common question we get at the office is "Should I file a claim?" This is an excellent question. Sometimes it is hard to an answer. There are pros and cons to using your insurance to repair your vehicle. The good thing about filing a claim is that the insurance you have been paying [...]

2022-08-15T09:11:49-06:00By |Auto Insurance|Comments Off on Should I file an auto claim?

First Time Home Buyers: Importance of Using a Loan Officer

Jeannene Arnell and Craig Oborn, of the Arnell & Oborn Team, are experienced loan officers with Academy Mortgage in Draper, Utah. I have worked with Jeannene for a few years and share many mutual clients.  She is really good at what she does and is an excellent resource for anybody looking to buy a [...]

2022-08-15T09:20:48-06:00By |Home Buyers|Comments Off on First Time Home Buyers: Importance of Using a Loan Officer

Should I get Umbrella Insurance?

Maybe you have been told that you should get Umbrella Insurance? Maybe you heard about Umbrella Insurance and wondered exactly what it is? Maybe you have asked yourself "should I get Umbrella Insurance?" Hopefully I can help you make that decision. First, What is Umbrella Insurance? Umbrella Insurance is sometimes called Excess Liability coverage. [...]

2022-08-15T07:46:08-06:00By |Umbrella Insurance|Comments Off on Should I get Umbrella Insurance?

First Time Home Buyer Credit Scores

Neil Cator is a mortgage loan officer with Academy Mortgage. He is an expert in the fields of purchasing and refinancing primary homes, second homes, and investment properties. Neil has worked as a loan officer for over 20 years, so he has been around the block a time or two and knows what it [...]

2022-08-15T06:50:28-06:00By |Home Buyers|Comments Off on First Time Home Buyer Credit Scores

What does my Utah homeowners insurance policy cover me against?

Making sure you are insured properly involves more than just making sure you have the right dollar amounts on your policy ( https://insideinsuranceagency.com/much-homeowners-insurance-coverage-need/ ). You will also want to make sure  you are covered against everything you want to be. Your  policy will come with a list of things that are not covered. Here [...]

2022-08-15T06:50:28-06:00By |Home Buyers, Home Insurance|Comments Off on What does my Utah homeowners insurance policy cover me against?

How to Prepare for Your First Mortgage – Apply Now!

Kris Duffield is a mortgage expert who has helped many first home buyers  with the question : How to Prepare for Your First Mortgage , in fact this is her specialty. I have worked with many of her clients on the insurance side of things and they are generally well informed and happy with [...]

2022-08-15T05:02:37-06:00By |Home Buyers, Home Insurance|Comments Off on How to Prepare for Your First Mortgage – Apply Now!
Go to Top