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Understanding your Utah Homeowners Insurance Quote

Shopping around to find the best insurance is a smart move as a first time home buyer. Now that you have a bunch of insurance quotes to compare, what do all of the words  and numbers mean? I put this together to help in Understanding your Utah Homeowners Insurance Quote, The number you [...]

2022-09-30T20:11:07-06:00By |Home Buyers|Comments Off on Understanding your Utah Homeowners Insurance Quote

How much dwelling insurance do I need for a condo?

You should purchase enough dwelling coverage to meet your HOA master policy deductible, and maybe more depending on your homeowner’s association. Many condo insurance policies will provide coverage to meet your HOA master policy deductible in the dwelling coverage of your HO-6 Condo Insurance policy if there is a claim that includes [...]

2022-09-30T19:27:04-06:00By |Condo Insurance|Comments Off on How much dwelling insurance do I need for a condo?

Important terms to KNOW for First Time Home Buyers

Chantel Shepherd has been helping people buy homes for over 17 years. She is a loan officer with Town & Country Home Mortgage. She is great at what she does and has the experience that has taught her what is important for first time home buyers and what are Important terms to KNOW for these [...]

2022-09-30T18:43:18-06:00By |Home Buyers|Comments Off on Important terms to KNOW for First Time Home Buyers

When should I file a claim on my home policy?

Having to file a claim is never a fun event. This usually means something tragic, or at least, "not a good thing" has happened in your life. This is exactly why you have insurance. When determining whether or not you should file a claim, you should consider the following: What is the cause of the [...]

2022-09-30T18:43:18-06:00By |Home Insurance|Comments Off on When should I file a claim on my home policy?

Should I file an auto claim?

A common question we get at the office is "Should I file a claim?" This is an excellent question. Sometimes it is hard to an answer. There are pros and cons to using your insurance to repair your vehicle. The good thing about filing a claim is that the insurance you have been paying [...]

2022-09-30T16:36:37-06:00By |Auto Insurance|Comments Off on Should I file an auto claim?

Can I get a separate auto policy for my 16 yr old son?

I talked to a potential client earlier this morning and she about fell off her chair when her current insurance agent told her what her new premium would be after she added her 16 year old son. It terrified her! How could insurance cost that much? So she called me asking for a quote. [...]

2022-09-30T16:36:37-06:00By |Auto Insurance|Comments Off on Can I get a separate auto policy for my 16 yr old son?

What is HOA Insurance?

HOA Insurance typically refers to the Master HOA insurance policy. Your HOA is responsible for carrying out a master insurance policy to insure the common areas of your condominium development.  The HOA master policy provides protection for damages or injuries that occur in the “shared spaces” (i.e., hallways, meeting rooms, pool decks, [...]

2022-09-30T16:36:32-06:00By |Condo Insurance|Comments Off on What is HOA Insurance?

Who has the cheapest condo insurance?

You will find the cheapest condo insurance by working with an independent insurance advisor. All insurance companies offer different rates for different risks. Factors such as location, structure type, coverage selection, and personal and household information can affect the cost of your insurance coverage. An independent insurance advisor can shop with multiple [...]

2022-09-30T15:53:19-06:00By |Condo Insurance|Comments Off on Who has the cheapest condo insurance?

When should I add my kids to my auto insurance policy?

Getting your driver's license is a fun an exciting time for many people. When your child gets their learner's permit, along with teaching them to drive, we encourage you to teach them about insurance. Insurance for a new driver can often be expensive. Most people are surprised by the increase, and most kids have no [...]

2022-09-30T15:53:18-06:00By |Auto Insurance|Comments Off on When should I add my kids to my auto insurance policy?
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