If you are getting, or already have, a mortgage on your home, your lender requires that you have homeowners insurance. So, no home insurance = no home loan. This is only part of the answer to why is homeowners insurance important; it is not the most important reason. Then why is homeowners insurance important? [...]
If you have a rental home in Utah you need Utah rental home insurance. You may be buying a new home to be used as a rental. You may be buying a new home for yourself and turning your old home into a rental. Maybe your existing rental home needs insurance. No matter what [...]
Most first-time buyers are trying to find any way they can to shave some dollars off their closing costs and their monthly payments. Finding Cheap Homeowners Insurance can be a good way to do that. At the South Jordan branch of Inside Insurance, we have helped hundreds of homeowners cut down on costs by [...]
Making sure you are insured properly involves more than just making sure you have the right dollar amounts on your policy ( https://insideinsuranceagency.com/much-homeowners-insurance-coverage-need/ ). You will also want to make sure you are covered against everything you want to be. Your policy will come with a list of things that are not covered. Here [...]
Jeannene Arnell and Craig Oborn, of the Arnell & Oborn Team, are experienced loan officers with Academy Mortgage in Draper, Utah. I have worked with Jeannene for a few years and share many mutual clients. She is really good at what she does and is an excellent resource for anybody looking to buy a [...]
Professional tips on understanding your escrow account and homeowners insurance. You are required to have homeowner's insurance when you have a mortgage, but most likely you will not be paying your insurance agent for this policy. Well, at least not directly. So how does that coverage get paid for? If you find yourself asking [...]
Shopping around to find the best insurance is a smart move as a first time home buyer. Now that you have a bunch of insurance quotes to compare, what do all of the words and numbers mean? I put this together to help in Understanding your Utah Homeowners Insurance Quote, The number you [...]
Looking for ways to lower your Utah homeowners insurance? Make sure you are getting all available Utah home insurance discounts. Utah Home Insurance Discounts Possibly Available: Dead Bolt Locks- That's right you can have a few dollars cut off your policy just for having dead bolt locks on your doors Smoke Detectors- If your [...]
Kris Duffield is a mortgage expert who has helped many first-home buyers with the question: How to Prepare for Your First Mortgage, in fact, this is her specialty. I have worked with many of her clients on the insurance side of things and they are generally well-informed and happy with their loan process. She [...]
At an agency where our focus and specialty is homeowners insurance one of the most common questions we receive is " How much homeowners insurance coverage do I need?" This is an easy question to answer once you understand what your home insurance is supposed to cover. How much homeowners insurance coverage do I [...]
