The cost of hazard insurance or homeowners insurance for a condo in Utah will vary depending on the coverages selected and the amount of insurance purchased. The endorsements you select to enhance your condo home insurance will also play a role in determining the price you will pay.

On average, we see clients paying close to $20 per month for their HO-6 condo insurance policy.

We always recommend purchasing enough dwelling coverage to meet or exceed your condo HOA’s master policy deductible. In Utah, this is typically $10,000 but can vary from one condominium association to another.

We also recommend that you include the Loss Assessment endorsement on your Condo HO-6 insurance policy. This will provide you coverage for losses assessed by the homeowners association.

Condo Insurance In Utah can be purchased for as low as $10 per month for lower personal property and liability coverage and can be as high as $50 per month, or higher, depending on the amount of coverage selected.

Because each individual or family, and each condo association is different, we advise working with an insurance professional to help you determine the amount of dwelling coverage, personal property coverage, and liability coverage needed for your specific needs.

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