At an agency where our focus and specialty is homeowners insurance one of the most common questions we receive is " How much homeowners insurance coverage do I need?" This is an easy question to answer once you understand what your home insurance is supposed to cover. How much homeowners insurance coverage do I [...]
Most mortgage companies will require the borrower to escrow their home insurance. Lenders require this because they'll know when the home insurance policy has been paid (or not paid) and will know that their investment into your home in insured. Because they require the home insurance to be escrowed, this can often cause some [...]
As you are purchasing your home you will hear all kinds of terms from your realtor and loan officer referring to insurance: Title Insurance, Homeowners Insurance, Mortgage Insurance... and possibly more. So what are all these First Time Home Buyer Different Insurances ? What do they all mean? What are the differences? Wonder no [...]
Chantel Shepherd has been helping people buy homes for over 17 years. She is a loan officer with Town & Country Home Mortgage. She is great at what she does and has the experience that has taught her what is important for first time home buyers and what are Important terms to KNOW for these [...]
Neil Cator is a mortgage loan officer with Academy Mortgage. He is an expert in the fields of purchasing and refinancing primary homes, second homes, and investment properties. Neil has worked as a loan officer for over 20 years, so he has been around the block a time or two and knows what it [...]
