How do I know if I’m getting a good deal?

Your unique insurance needs change every year. So do carrier rates and pricing. The best way to ensure you're getting the best value for your insurance dollar is to work with an Independent Insurance Agency (like ours). As an Independent Agency, we have multiple carriers we can shop with to find the right fit [...]

2023-01-11T16:58:38-07:00By |, |Comments Off on How do I know if I’m getting a good deal?

Why do my insurance rates go up every year?

There is no quick answer to this question that applies to everyone across the board. Each individual or family may have different circumstances that affect their insurance rates. Here are 5 of the most common reasons we see your insurance rate increase. 1. Tickets & Accidents - Your driving record has the single biggest [...]

2023-01-11T16:58:39-07:00By |, , |Comments Off on Why do my insurance rates go up every year?

Am I required to have Home Insurance?

The simple answer is YES! The easy answer is, even if you're not required to have it, I'd highly recommend you have it. In fact, I can't think of any reason why you wouldn't want to have home insurance. Back to the beginning. If you have a mortgage on your home, your lender will [...]

2023-01-11T16:58:42-07:00By ||Comments Off on Am I required to have Home Insurance?

When should I file a claim on my home policy?

Having to file a claim is never a fun event. This usually means something tragic, or at least, "not a good thing" has happened in your life. This is exactly why you have insurance. When determining whether or not you should file a claim, you should consider the following: What is the cause of the [...]

2023-01-11T16:58:43-07:00By |, |Comments Off on When should I file a claim on my home policy?
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