Your ATV insurance policy will cover injury to other people and their property through the liability coverage on your policy. If you have comprehensive and/or collision coverage, you will also have coverage to fix your own ATV.

The cost of ATV insurance will vary depending on the year, make, and model of the ATV.

The cost of ATV insurance depends on several factors, similar to auto insurance. The price you pay will be determined by the year, make, and model of the ATV you want to insure. Your own driving record, credit score, and garaging address will also affect the price of your ATV insurance. [...]

ATV Insurance typically offers liability coverage as well as coverage for the ATV. Liability coverage protects other people if you are at fault for causing harm to other people or other property. Coverage for the ATV itself includes comprehensive and collision coverage. These are typically subject to a deductible.