At an agency where our focus and specialty is homeowners insurance one of the most common questions we receive is " How much homeowners insurance coverage do I need?" This is an easy question to answer once you understand what your home insurance is supposed to cover. How much homeowners insurance coverage do I [...]
Most mortgage companies will require the borrower to escrow their home insurance. Lenders require this because they'll know when the home insurance policy has been paid (or not paid) and will know that their investment into your home in insured. Because they require the home insurance to be escrowed, this can often cause some [...]
Whether it’s a blizzard, flood, or heatwave, extreme weather can be extremely tough on your home. Are you taking the right steps to protect it? While homeowner’s insurance covers some weather-related damage, it won’t cover everything. Even when damage is covered, it takes time for insurance claims to be processed. When it comes to [...]
The Insurance marketplace is tightening up and it's happening fast. It’s happening especially fast for auto and home insurance companies. Carriers are pulling a full hard stop on issuing any new policies across the country. Carriers are leaving the market or they are selling to other carriers/merging. They simply can't operate profitably in this [...]
