Boat Insurance, what is it all about?

Boat insurance policy can help insure you against all risks of owning and operating your boat, its motor, and its trailer — including protection against liability lawsuits and medical payments of all sorts. Talk to us now to learn more and get boat insurance rates. Call us at 801-505-4300 now!

Boat Liability Insurance Coverage

Boat insurance can also help shield you if you injure someone with your boat or even if you damage their property. Boat liability coverage provides the protection needed for legal liability because of an accident resulting from the ownership, maintenance, or use of your watercraft, including bodily injury, property damage, and legal defense.

Boat medical payments coverage is the one that pays medical expenses up to the limits in the policy for you, your resident relatives, and other occupants of the boat who got injured by an accident arising out of the ownership, or use of the watercraft.

Our knowledge of the marine industry and friendly, supportive staff will surely make it easy for you to find the policy that you want quickly and leave you feeling secure. Please call us at 801-505-4300 now!

Boat Insurance or watercraft insurance is an insurance policy purchased for boats and certain types of motorized water vehicles, it provides security and protection against tangible damage, theft, and other liabilities from accidents in certain bodies of water including rivers and lakes.

Boat Insurance is a requirement for most states, marinas, and state parks that have legal regulations on their water line. Banks also require insurance should you file for a boat loan, you will need to provide the bank with proof of insurance that covers the whole amount of the boat in cases where there is a total loss. Marinas require proof of liability insurance in order to accept a contract for mooring and will be listed as an additional on the insurance policy.

A large number of policies offer comprehensive total protection and security to your boat, providing insurance to a range of hazards that can inflict your vessel. This includes, but is not limited to, fire, theft, sinking, natural calamities, vandalism, or collisions. They also offer towing to a pier in an event of a breakdown and protection for your belongings.

The higher the value of your boat the greater the importance of a good insurance policy, even if your boat doesn’t amount to much, a simple collision could result to serious injuries and if your insurance doesn’t cover that much, you will be spending an enormous amount of cash on repairs and towing services. Feel free to contact us at 801-505-4300 and get a quote on several different policies to help you make a good decision on which policies to buy.

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